Buying and owning
Costs, equipment, reliability, safety and security
We’ve already pointed out in our opening gambit that on PCP finance, the Macan is cheaper per month than the XC60. However, the Q5 is considerably cheaper than both. And with no discounts forthcoming on the Macan nor the XC60 (although expect that to change with Volvo in the coming months), the Q5 also just undercuts the XC60 as a cash buy, with the Macan the priciest by far.
Factor in other longer-term drains, such as depreciation, insurance, servicing and fuel, and over three years the Q5 still works out cheapest – by more than £2500 compared with the XC60, which itself is around £3500 cheaper than the Macan. Company car drivers will have to dig deep to pay the tax man if they want the Macan, too, while both the Q5 and XC60 are much cheaper and will cost you virtually the same in benefit-in-kind payments.
All three cars have a respectable amount of basic kit, but the Macan needs one or two options to bring it up to the level of the others. We’d suggest a few options on each, though. On the Q5, get the sliding rear seats and the Technology Pack, which brings the upgraded infotainment and Virtual Cockpit display. And, for the comfiest ride, get air suspension.
With the XC60, think about adding Apple CarPlay smartphone mirroring and the Intellisafe Pro kit, with its extra safety gear and semi-autonomous driving feature. For the Macan, again we’d recommend air suspension and the Comfort Package – mainly for lumbar adjustment, although it also adds full leather seat trim.
The Macan and Q5 received a five-star Euro NCAP safety rating, although the Q5 scored better for adult occupant protection. The XC60 is yet to be tested. We expect cars of this worth to have automatic emergency braking as standard, and while the Q5 and XC60 do, it’s unavailable on the Macan. The XC60 has the most standard active safety systems, including traffic sign recognition and lane-keeping assist, which are optional extras on the others.
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