The best new car lease deals for more than £400 per month
Leasing can help you drive away in a car you might not be able to afford otherwise. We share 10 of the best deals for more than £400 per month...

One of the main advantages of car financing deals is being able to get behind the wheel of a model you might not otherwise be able to afford. By spreading the cost of car payments over several years, it’s possible to drive away in a high-end model for a moderate monthly fee.
That’s particularly true of car leasing, because the monthly fees of a lease deal are often cheaper than a personal contract purchase (PCP) equivalent meaning it can be one of the most affordable ways to get behind the wheel of a new car.
Here, we share 10 of the best new car lease deals for more than £400, featuring practical electric cars, cosseting luxury SUVs and a scorchingly hot hatchback.
If you’re looking for a cheap leasing deal, see our feature on the best leasing deals for less than £400 per month.
*All prices are based on a 36-month contract with six months payment up front and 10,000 miles per year, and were correct at the time of writing.
Strengths
- High-quality interior
- Efficient hybrid system
- Very well equipped
Weaknesses
- Slightly unsettled low-speed ride
- Tight rear seat space
- Rivals have a more intuitive infotainment system
Version 1.5 VVT-iE Takumi E-CVT | List price £38,525 | Initial payment £2401 | Monthly payment £401
Despite being the smallest model the company makes, the Lexus LBX is decidedly grown up. Using the same full hybrid setup as the closely related Toyota Yaris Cross, the LBX has respectable performance and, unlike the Ford Puma or Skoda Kamiq, the option of four-wheel drive. While firm suspension means the LBX’s ride can be fidgety around town, there’s little body lean around tight bends. Its electric motor also means the LBX is hushed at low speeds and can help you average more than 50mpg.
Featuring plenty of plush materials, the LBX’s interior is a match for the Audi Q2’s and features plenty of physical controls. There’s a decent amount of space in the front, although the Q2 and Kamiq offer more rear head room, and the 402-litre boot isn’t as big as a Volkswagen T-Roc’s. Nevertheless, you get a good amount of standard kit, with the LBX Takumi featuring a 360-degree parking camera, 13-speaker sound system and adaptive LED headlights.
Read our full Lexus LBX review
Strengths
- Long range between charges
- Cheaper than many rivals
- Five-star Euro NCAP safety rating
Weaknesses
- Rear-seat versatility could be better
- Spongy brake-pedal feel
- Not particularly quick
Version Long Range 87kWh Techno | List price £35,495 | Initial payment £2423 | Monthly payment £404
It might be a world apart from the petrol MPV it once was but the Renault Scenic is still a tempting buy. Now an electric SUV, even the entry-level Scenic Techno comes with 19in alloy wheels, dual-zone climate control and heated front seats. While a Tesla Model Y’s interior feels slightly plusher, there’s plenty of head and leg room all round. The 545-litre boot is also bigger than what you get in a Hyundai Ioniq 5 or Kia EV6, although it does have a high load lip.
Every Scenic comes with a 215bhp electric motor, helping it sprint from 0-60mph in 8.6sec in our tests – reasonable, although not as quick as a Skoda Elroq 60. Its 381-mile official range beats an equivalent EV6, though. While the Scenic isn’t exactly agile around bends, its soft suspension makes it more supple than a Model Y over bumps. The brake pedal can feel rather spongy, though.
Read our full Renault Scenic review
Strengths
- Fast and reliable charging via Tesla's Supercharger network
- Long range between charges
- Surprisingly practical
Weaknesses
- Fiddly interior controls
- Handling not as entertaining as the best petrol-powered rivals
- Windscreen pillars can hamper visibility
Version 62.5kWh Rear Wheel Drive | List price £37,990 | Initial payment £2442 | Monthly payment £407
The Tesla Model 3 is regularly one of the UK’s best-selling electric cars, and it’s easy to see why. There are a wide range of power and battery options, with the cheapest Rear Wheel Drive trim able to reach 62mph in 6.2sec – faster than an equivalent Hyundai Ioniq 6. A 62.5kWh (usable capacity) battery gives it a respectable official range of 332 miles. The Model 3 feels more agile than a Volkswagen ID 7, although its ride isn’t as smooth. Even so, you won’t hear much road noise or motor whine at motorway speeds.
The Model 3’s interior is minimalist but plush, and comes with plenty of kit. Even the Rear Wheel Drive model has heated front seats, a heated steering wheel and climate control. What’s more, there’s more rear head and leg room than you’ll find in a BMW i4, and enough space in the Model 3’s two boots to store nine carry-on suitcases.
Read our full Tesla Model 3 review
Strengths
- Lower-spec models are great value
- Smart interior
- Generous rear leg room and boot space
Weaknesses
- Rear head room compromised with panoramic roof
- No clever rear seat functions
- Auto gearbox feels frustratingly slow with non-hybrid engine
Version 1.6h T-GDI GT-Line S | List price £36,925 | Initial payment £2469 | Monthly payment £412
Our reigning What Car? Family SUV of the Year, the Kia Sportage has a lot to offer in one of the most demanding parts of the new car market. For starters, there’s the choice between petrol and full hybrid power options, with the latter sprinting from 0-62mph in 7.9sec. While the Sportage isn’t as comfortable over bumps as a Volvo XC40, it still has better body control over speed bumps than a Hyundai Tucson. Despite some body lean, a good amount of grip and precise steering help to inspire confidence around corners.
There’s loads of front and rear passenger space inside the Sportage, and the 591-litre boot is bigger than what you’ll find in the Ford Kuga. You can’t slide the rear seats like you can in a Kuga or Renault Austral, though. At least the Sportage’s interior feels well built and comes with plenty of kit. GT-Line S trim gets an electrically-opening tailgate, Harman Kardon sound system, and 360-degree parking cameras.
Read our full Kia Sportage review
Version 330e 22.3kWh M Sport | List price £48,435 | Initial payment £2540 | Monthly payment £424
We think the BMW 3 Series is one of the best executive cars, and that shouldn’t come as a surprise. For starters, its well-weighted steering and lack of body lean make it very enjoyable on twisty roads, remaining more composed than a Mercedes C-Class. It’s also quick, particularly if you choose the 330e plug-in hybrid (PHEV) version, which sprints from 0-62mph in 5.9sec. The C-Class does tend to be smoother over the bumps, though.
The 3 Series’ interior feels plusher than an Alfa Romeo Giulia’s or Tesla Model 3’s. There’s enough room for five adults inside the 3 Series, although the Skoda Superb offers even more passenger space. At 375-litres, the 330e’s boot is slightly larger than the equivalent C-Class’ and a useful square shape. In mid-range M Sport trim, the 3 Series is as well equipped as you’d expect, featuring 18in alloy wheels, sports seats, three-zone air conditioning and heated front seats.
Read our full BMW 3 Series review
Strengths
- Savagely fast
- Comfortable ride
- Playful handling balance
Weaknesses
- Expensive to buy
- Not as sharp as a Honda Civic Type R
Version 2.0 TSI R DSG 4Motion Estate | List price £38,905 | Initial payment £2562 | Monthly payment £427
While it still doesn’t have the same status as the Golf GTI, the Volkswagen Golf R still offers an impressive mix of performance and practicality. Its 2.0-litre engine makes 328bhp, which – in estate form – is enough power to reach 62mph in just 4.8sec. Good weight distribution helps to make the Golf R enjoyable around tight bends, although the VW Golf GTI Clubsport feels sharper still. Even so, the Golf R is comfortable over bumps and quieter than a Mercedes-AMG A45.
Despite not feeling as sturdy inside as a BMW 1 Series, the Golf R’s interior has its fair share of standard features, such as heated front seats, three-zone climate control and wireless phone charging. In estate form, rear leg room isn’t exactly impressive, and the Skoda Octavia Estate has more boot space. Even so, at 611 litres, there’s still more than enough room for the weekly shop.
Read our full Volkswagen Golf R review
Strengths
- Hugely spacious boot and interior
- Comfortable on adaptive (DCC) suspension
- Well equipped and priced – PHEV makes a cheap company car
Weaknesses
- Grabby brakes on the PHEV
- Interior quality not the best in places
- 3 Series Touring is more fun to drive
Version 1.5 TSI iV 25.7kWh Sportline DSG | List price £48,170 | Initial payment £2661 | Monthly payment £444
If masses of space is your biggest priority when buying a new car, the Skoda Superb Estate should be high up on your shortlist. Six-footers can easily stretch out in the back, and the 690-litre boot is more than you get in a Toyota Corolla Touring Sports or Volkswagen Passat Estate. The Superb’s interior doesn’t feel as robust as a Passat’s, but you get a fair amount of standard kit. Sportline trim comes with heated and electrically adjustable front seats with lumbar support, keyless entry, three-zone climate control and a reversing camera.
The Superb is available with a considerable number of power options, including the plug-in hybrid (PHEV) 1.5 TSI iV. This version accelerates from 0-62mph in 8.1sec and can officially cover an impressive 85 miles on electricity alone. Sportline trim comes with a particularly customisable adaptive suspension setup that strikes a good balance between comfort and composure. The PHEV version’s brake pedal can feel grabby, though.
Read our full Skoda Superb Estate review
Strengths
- Outstanding seven-seat practicality
- Comfortable and quiet at speed
- Long warranty
Weaknesses
- PHEV’s underwhelming electric-only range
- Not the quickest or most agile seven seater
- Peugeot 5008 is even cheaper
Version 1.6 T-GDi 13.8kWh Premium | List price £47,890 | Initial payment £3252 | Monthly payment £542
In a world of sleek SUVs, the boxy shape of the Hyundai Santa Fe is a breath of fresh air. As a result, there’s an impressive amount of interior space, including more third-row space than you get in a Mazda CX-80 or Peugeot 5008. With the third row folded, the Santa Fe’s 628-litre boot is bigger than the Kia Sorento’s. No wonder, then, it won What Car? 7-seat of the Year 2026. It’s well-equipped, too, with entry-level Premium trim featuring heated front seats, wireless phone charging, keyless entry and dual-zone climate control.
The Santa Fe is available as both a full hybrid or plug-in hybrid (PHEV), with both using a 1.6-litre petrol engine. Both options offer respectable performance and accurate steering, although the CX-80 leans less around tight corners. The Santa Fe also rides smoothly and produces little noise at motorway speeds. In full hybrid form, it’s also reasonably economical; during a 380-mile road trip, we managed nearly 40mpg.
Read our full Hyundai Santa Fe review
Version 2.0 B5 MHEV Plus | List price £70,450 | Initial payment £3967 | Monthly payment £662
It might be one of the older SUVs still on sale, but there’s still a lot to like about the Volvo XC90. Cheaper models use a 2.0-litre petrol engine that helps it reach 62mph in a virtuous 7.7sec. While the XC90 isn’t as agile as a BMW X5, it has plenty of grip around corners. It has a cosseting ride, too, thanks to the air suspension you get with Plus trim. Nevertheless, the four-cylinder engines used in the XC90 don’t sound as smooth as the six-cylinder units you get in an Audi Q7 or X5.
Unlike the X5 or Land Rover Defender, the XC90 comes with seven seats as standard. The front and middle rows have enough room for adults, and while there’s more room in the third row than you get in an X5, six-footers won’t be comfortable for long. You do get a boot that’s big enough to store 10 carry-on suitcases with the third row folded, though.
Read our full Volvo XC90 review
Audi Q7
Strengths
- Smooth and powerful engines
- Pillowy ride in Sport and S line trims
- Superb interior quality
Weaknesses
- Lack of physical buttons for infotainment system
- Third-row space is better in the BMW X7
- Some safety equipment optional
Version 3.0 TDI V6 S line Tiptronic quattro 231 | List price £73,850 | Initial payment £5555 | Monthly payment £926
The Audi Q7 goes to show that you can have a luxury SUV that’s comfortable and refined, yet remains incredibly agile. A considerable range of engines are available, with the cheapest being a 3.0-litre V6 diesel that makes 228bhp; enough to accelerate the Q7 from 0-62mph in 7.1sec. Standard air suspension gives the Q7 a better ride than you get in a Land Rover Discovery or Volvo XC90. Even so, the Q7 doesn’t lean much around tight corners which, combined with a good level of grip, makes it enjoyable on twisty roads.
The Q7’s interior is plush and has more middle leg room than a BMW X5. A Discovery offers more space for third-row passengers, though. You do get a sizable boot when the third row seats are folded, though. You’re not short changed on equipment, either, with the entry-level S line fitted with 20in alloy wheels, keyless entry, dual-zone air conditioning and heated front seats.
Read our full Audi Q7 review
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