Costs, insurance groups, MPG and CO2
The Swift looks incredibly good value when viewed next to its main rivals at list price. It’s cheaper to buy than a Ford Fiesta, VW Polo, Skoda Fabia and comes with more equipment across its trim levels, too. It’s a little early to confirm whether finance deals will be better than rival ones, but with resale values looking fairly strong at this stage and with these low prices there’s no reason to think they won’t be competitive.
With such small engines, no version of the Swift is thirsty, the worst performer is the Boosterjet auto that gets an official combined 56.5mpg on the official economy cycle and emits 114g/km of carbon. If you can change your own gears, the Boosterjet manages 61.4mpg and 104g/km or 65.7mpg and 97g/km with the SHVS system - and is the best bet for company car drivers. The 1.2 Dualjet matches the fuel economy but is 1g/km worse at 98g/km. Even the 4WD 1.2 is good for 101g/km and 62.8mpg.
While the Swift’s servicing costs are about average at this level, it’s worth pointing out that its insurance costs are unusually high. It’s due to expensive repair costs, and hence a high group rating. Suzuki is aware and trying to sort out it, so it could lower over time.
Equipment, options and extras
Even base SZ3 models get a decent level of kit including a DAB radio, Bluetooth connectivity, air conditioning, a leather steering wheel and electric front windows. We’d upgrade to SZ-T for the standard smartphone link including a 7.0in touchscreen, a rear view camera, front foglights and alloy wheels.
SZ5 comes very well equipped but might prove pricey. You get automatic emergency braking, climate control, sat nav, keyless entry and start, adaptive cruise control, LED lights, rear electric windows and telescopic adjustment for the steering wheel.
Suzuki performed exceedingly well in our last reliability survey, coming in second behind Honda. You’d therefore hope that the Swift would be a dependable little car, especially as the warranty is a standard three-year 60,000-mile affair.
Safety and security
Even the basic SZ3 Swift comes with plenty of electronic assistance, six airbags and Isofix mounting points as standard. SZ-T doesn’t get any extra kit, but SZ5 models add hill hold control, high beam assist, lane departure warning and automatic braking.
Euro NCAP rate the Suzuki Swift at three stars as standard or four with the safety pack SZ5 trim gets. Compared to other superminis, the Swift is beaten by the Nissan Micra and can only match the Citroen C3 in SZ5 trim. It’s worth noting that although the non-safety pack Swift get the same three star rating as the Fiat 500 and Ford Ka+, it gets higher individual scores for adult, child and pedestrian protection. The security experts at Thatcham are yet to test the Swift.
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