Volvo XC40 review

Category: Family SUV

Section: Costs & verdict

Available fuel types:petrol, hybrid, electric
Available colours:
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  • Volvo XC40 2021 COTY image
  • Volvo XC40 2020 RHD dashboard
  • Volvo XC40 2020 RHD rear seats
  • Volvo XC40 2020 RHD infotainment
  • 2021-Volvo-XC40-side
  • 2021-Volvo-XC40-front-seats
  • 2021-Volvo-XC40-boot
  • Volvo XC40 2021 COTY image
  • Volvo XC40 2020 RHD dashboard
  • Volvo XC40 2020 RHD rear seats
  • Volvo XC40 2020 RHD infotainment
  • 2021-Volvo-XC40-side
  • 2021-Volvo-XC40-front-seats
  • 2021-Volvo-XC40-boot
RRP from£25,855
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Costs & verdict

Everyday costs, plus how reliable and safe it is

Costs, insurance groups, MPG and CO2

As premium family SUVs go, the XC40 is priced attractively and should hold its value extremely well – even compared with the Range Rover Evoque. Slow depreciation also means the XC40's PCP finance deals are usually competitive.

We reckon the T3 petrol makes the most sense. It's one of the cheapest engines in the range and it’s also relatively fuel-efficient. The B4 isn’t too juicy and a fine alternative, as long as you go for the front-wheel-drive version; the four-wheel-drive B4 and B5 will cost quite a bit more to run, and the B5 is also pricey to buy.

The best version for company car drivers is the fully electric Recharge Twin, but if you don't want to go fully electric, the plug-in hybrid Recharge T4 and T5 are your next best options, with official CO2 emissions from just 47g/km. These plug-in hybrid versions are more expensive to buy outright or on finance than the Ford Kuga PHEV, but undercut the Range Rover Evoque P300e.

Use our True MPG calculator and see what your car really does to the gallon


Equipment, options and extras

We’d skip entry-level Momentum Core trim and opt for at least Momentum; this provides a fair amount of goodies, including cruise control, keyless start, dual-zone climate control, 18in alloy wheels and the LED headlights and rear parking sensors we mentioned earlier.

Many will find the above more than sufficient, but our favourite trim is the even better equipped R-Design. It's still reasonably priced while adding seats trimmed in leather and suede, power-folding door mirrors, privacy glass and ambient interior lighting. As we said earlier, you also get sports suspension that gives a better controlled and more comfortable ride. Luxurious Inscription trim completes the line-up, and even this isn't exorbitantly priced relative to the competition. If you really want to surround yourself with luxury, Pro versions of R-Design and Inscription add even more equipment for a reasonable fee. 

Options worth considering include the Versatility Pack, for those extra practical touches; the Climate Pack, for heated seats all round, a heated steering wheel and a heated windscreen; and metallic paint, not least to make your XC40 easier to sell on in the future. 

Volvo XC40 2020 RHD infotainment


As a brand, Volvo didn’t score too badly in the 2020 What Car? Reliability Survey, finishing 16th out of 31 manufacturers in the overall league table. The XC40 performed even better, proving to be one of the most dependable family SUVs in the survey.

A three-year/60,000-mile warranty, including roadside assistance, comes as standard, as does a three-year paintwork warranty and 12 years of cover against rust. This is par for the course among premium family SUVs and can be extended at a cost. The batteries of Recharge plug-in models are covered by an eight-year/100,000-mile warranty.

Safety and security

The XC40 received the top five-star safety rating from Euro NCAP, earning high scores across the board. That’s in part due to the impressive level of safety kit that comes as standard, including an automatic emergency braking (AEB) system that not only recognises other cars but also cyclists, pedestrians and large animals. 

The Evoque received five Euro NCAP stars, too, but a more detailed look at the results reveals that the XC40 is a slightly better guardian; it received more points for protecting against rear-passenger whiplash, for example.

Every XC40 comes with traffic sign recognition and Oncoming Lane Mitigation, the latter of which can intervene if you inadvertently cross a road's centre line into the path of oncoming traffic. Meanwhile, blind spot monitoring and rear cross-traffic alert are available as part of an option pack that also includes an assisted driving function, which can steer, accelerate and brake for you in certain situations – although your hands must always be on the wheel.

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It might be some time since we voted the multi-talented Volvo XC40 our Car of the Year, but it still cuts the mustard. It blends generous passenger space and a practical boot with a quality interior and top-notch safety. That means you aren't only buying a hugely desirable product, but one backed up with real substance. If you're a private buyer, we reckon the T3 petrol makes the most sense, but the T4 plug-in hybrid is a great choice for company car drivers.

  • Stylish and high-quality interior
  • Comfortable ride on most versions
  • Comprehensive safety kit
  • Lacks the rear seat flexibility of some rivals
  • Fiddly infotainment system
  • Road noise on the motorway

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