Costs, insurance groups, MPG and CO2
The XC40 is priced relatively attractively for cash buyers and should hold its value extremely well — all of which means that PCP finance and leasing rates are fiercely competitive compared with those of the Range Rover Evoque, BMW X1 and Volkswagen Tiguan. The XC40 is in a lower insurance group than the Evoque and X1, too, but the Tiguan's insurance is lower still.
We’ve put the 2.0 D4 diesel, which has four-wheel drive and an automatic gearbox as standard, through our real-world True MPG economy tests. With an average of 35.4mpg, it didn’t prove spectacularly economical but, on the plus side, it did emit less NOx even than some petrol cars. Competitive official CO2 figures of 131g/km mean that company car drivers will find its benefit-in-kind tax relatively affordable, too.
However, if fuel economy is of primary importance, the two-wheel-drive D3 with a manual gearbox is the one to go for; it's still impressively fuel-efficient with an automatic gearbox and averaged 42.9mpg in our True MPG test.
Equipment, options and extras
Entry-level Momentum trim offers lots of goodies. These include cruise control, keyless start, dual-zone climate control, 18in alloy wheels, along with the 9.0in tablet touchscreen, digital instruments, LED headlights and rear parking sensors we've already discussed. Many folk will find it more than sufficient.
Our recommended trim, though, is the even better equipped, sportier, but still reasonably priced R-Design. This adds seats trimmed in leather and nubuck, power-folding door mirrors, privacy glass and multicolour ambient theatre lighting. As you read on the previous page, its sports suspension offers a smoother ride, too.
The more luxurious Inscription model completes the range, and even this isn't exorbitantly priced relative to the competition. Options worth considering include the Convenience Pack, for those extra practical touches we've talked about; the Intellisafe Pro Pack, which we’ll go into detail further down; and metallic paint, for a stronger resale value.
The XC40 is too new to feature in the 2018 What Car? Reliability Survey, but Volvo as a brand finished behind BMW and Volkswagen, in a relatively disappointing 21st (out of 31 manufacturers) place. That said, Land Rover performed far worse coming in at second from bottom.
A three-year, 60,000-mile warranty, including roadside assistance, is standard, as is a three-year paintwork warranty and 12 years of cover against rust. This is par for the course in the family SUV class.
Safety and security
The XC40 received the top five-star safety rating from Euro NCAP, earning high scores across the board. That’s in part due to the bundles of safety kit, including a standard automatic emergency braking (AEB) system that not only recognises other cars but also cyclists, pedestrians and large animals.
The Evoque also received five Euro NCAP stars, but a more detailed look at the scores reveal that the XC40 is still a better guardian; it recieved more points for taming rear-passenger whiplash.
Every XC40 comes with traffic sign recognition and an Oncoming Lane Mitigation system, which can intervene if you inadvertently cross a road's centre line into the path of oncoming traffic. Meanwhile, blindspot monitoring and rear cross-traffic alert are available as options; these are also part of the Intellisafe Pro Pack, which features an assisted driving function that can steer, accelerate and brake for you, although your hands must still be on the wheel.
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