Costs & verdict
Everyday costs, plus how reliable and safe it is
Costs, insurance groups, MPG and CO2
The X1 is hardly cheap for a family SUV and it's predicted to depreciate faster than many of its key rivals. That said, good discounts are available (check out our latest deals here) and monthly PCP finance costs are also competitive.
With relatively low CO2 emissions, RDE2 compliant diesels and decent fuel economy, the X1 is a relatively cheap option for company car drivers. However, for the cheapest monthly benefit-in-kind (BIK) tax bills you'll want to go for the plug-in hybrid xDrive25e. Depending on the trim level you go for, this officially emits as little as 40g/km of CO2.
The xDrive25e is rather pricey to buy privately, but if you charge its battery up (by plugging in to a domestic three-pin socket or, ideally, from a proper home wallbox), you can expect around 20-25 miles of pure electric driving before calling on the petrol engine.
Equipment, options and extras
Entry-level SE trim gives you a decent amount of standard equipment, including dual-zone climate control, 17in alloys, cruise control and an electric tailgate.
Moving up to Sport trim brings mainly styling additions, while xLine adds a lot to the price, so we reckon it's best to stick with SE and add a few options. Range-topping M Sport trim is a popular choice for its more aggressive styling, but it's expensive and its standard sports suspension doesn't do much for ride comfort.
If you want a more detailed breakdown of what each trim come with, have a look at our versions and specs page.
BMW came 21st out of 31 brands in the 2019 What Car? Reliability Survey. That was just below 20th-placed Audi, but above Mercedes and Land Rover.
The X1 didn't excel in its class, either. It proved less dependable than the XC40, for example, although the Jaguar E-Pace suffered an even greater number of glitches.
All X1s come with a three-year unlimited mileage warranty, which is better cover than the three-year/60,000-mile warranties offered by Audi and Volvo. Go for the plug-in hybrid xDrive 25e and the battery is covered by a separate six-year, or 60,000-mile, warranty – whichever comes first.
Safety and security
The X1 was awarded a five-star Euro NCAP safety rating back in 2015. The rating is still valid – even though testing is far more stringent today than it was back then – but the Range Rover Evoque offers better crash protection for adult occupants, while the safest premium family SUV is undoubtedly the Volvo XC40 .
Every X1 comes with front, side and curtain airbags as standard, plus a system that automatically informs the emergency services of your location if an airbag is deployed. It’s also great that low-speed automatic emergency braking (AEB) is standard across the range.
Security is impressive, too. An alarm, engine immobiliser and remote central locking are fitted to every X1 and security experts Thatcham awarded the car five-out-of-five for resisting theft, and four-out-of-five for guarding against being broken into.
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