Costs & verdict
Everyday costs, plus how reliable and safe it is
Costs, insurance groups, MPG and CO2
If you want a quick sports SUV, you'll find that the Cupra Formentor 2.0 TSI 310 4Drive is cheaper than the BMW X2 M35i but costs slightly more than the Cupra Ateca. Other versions of the Formentor are significantly cheaper, including our favourite 1.5 TSI 150, which compares well with regular versions of the X2 and the Toyota C-HR.
Strong predicted resale values result in competitive PCP costs, but do check the latest deals on our free What Car? New Car Deals pages. The 1.5 TSI is an efficient engine and will officially average nearly 45mpg. The 1.4 TSI 204 e-Hybrid and 245 e-Hybrid have the potential to save you a lot of money in fuel costs if you can charge up the battery regularly (this takes three and a half hours from 0-100%).
VZ1 is the automatic upgrade if you go for one of the more powerful engines (242bhp or 306bhp) and adds 19in alloys and a powered tailgate with gesture control. V2 and VZ2 add nappa leather bucket seats, 19in alloys and heated front seats.
Top-tier VZ3 trim is only available with the most powerful TSI 310 engine and gets you bigger Brembo brakes and special 19in alloy wheels. It’s fairly pricey, though, and unless those brakes are really important to you, we’d stick to the cheaper trims.
Seat’s reliability record is fair to middling, which is relevant because Cupra is a Seat offshoot. In our 2021 What Car? Reliability Survey, it finished 17th out of 30 manufacturers, just above Volkswagen but below Toyota and BMW.