Costs, insurance groups, MPG and CO2
The entry-level XC60 is priced competitively against the Audi Q5, BMW X3 and Mercedes-Benz GLC and, going by Volvo’s online finance calculator, PCP finance can be extremely competitive for the class. Officially, the D4 diesel produces really low CO2 emissions, thanks partly to being offered with front-wheel drive. The B4 and B5 mild hybrid diesels also offer very competitive emissions and fuel consumption figures compared to the equivalent Audi Q5 — on a long run we managed a respectable 40-45mpg in a B4. A front-wheel-drive DS 7 Crossback is also worth looking at if low running costs are a priority.
Those considering an XC60 as a company car should consider the T8 plug-in hybrid version first, though, as it has the lowest CO2 emissions of the range, resulting n lower benefit-in-kind tax. However, it'll only actually save petrol among those who can keep its hybrid battery sufficiently charged to cover most of their commute on electric alone. And while the T4, T5 and T6 petrol versions will suit those who drive mainly in the city, neither is especially economical if you constantly pound the motorways.
Equipment, options and extras
We’d be tempted to stick with entry-level Momentum trim because it gives you all the essentials and quite a bit more on top. Climate control, keyless start, cruise control, automatic lights and wipers and heated leather seats all come as standard, so you only really need to add metallic paint or air suspension if you particularly value a smooth ride.
R-Design is also very popular, mainly because it offers sportier styling, bigger alloy wheels and dark tinted windows. Upper trim levels, such as Inscription, bring an even more upmarket interior and fully electric seats, but push the XC60’s price into the realm of altogether bigger and better cars, such as the Land Rover Discovery and Volvo’s own flagship XC90.
On most versions, you can opt for a Pro Pack that adds extra kit — commonly items such as keyless entry, a heated steering wheel, and a head-up display.
The latest XC60 didn’t feature specifically in the 2018 What Car? Reliability Survey, but Volvo as a brand finished a relatively disappointing 21st (out of 31 manufacturers) in the study.
The XC60 comes with a three-year, 60,000-mile warranty as standard, as well as a three-year paintwork warranty and 12-year cover against rust. This cover is par for the course in the premium large SUV class.
Safety and security
Thankfully, Volvo hasn't forgotten its safety-first roots; the latest XC60 has some of the most advanced safety features in the class. It scored the maximum five stars from Euro NCAP’s safety tests, with a brilliant 98% adult occupant safety score and 95% for safety assistance. Automatic emergency braking (AEB) is standard on all trims and recognises not only other cars but also cyclists, pedestrians and large animals. The system can even help you swerve around obstacles and back onto the correct side of the road, although this feature is only initiated if you start to make an evasive manoeuvre.
Blindspot monitoring is available as part of a pack that also includes adaptive cruise control, with what Volvo describes as Pilot Assist: a semi-autonomous driving mode that will steer for you on motorways.
As you'd expect in a car costing this much money, every model comes with an alarm and an immobiliser. Security experts Thatcham Research gave the model the maximum five stars for resisting theft and four stars for resistance to being broken into.
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