Costs & verdict
Everyday costs, plus how reliable and safe it is
Costs, insurance groups, MPG and CO2
The Volvo XC60 is priced competitively against the Audi Q5, BMW X3 and Mercedes GLC, and PCP finance offers are often very competitive for the class. You can get some pretty good cash discounts too (check out our free What Car? New Car Deals pages for the latest offers).
Officially, the B4 diesel engine pumps out less CO2 than the equivalent Land Rover Discovery Sport but many rival cars have lower emissions. The petrol B5 does much better against rivals, but if you're considering an XC60 as a company car, it’s worth noting that the T6 and T8 plug-in hybrids will bring by far the lowest benefit-in-kind (BIK) tax bills. Just be aware that, unless you charge the battery regularly and do lots of miles using pure electric power, fuel economy won't be as spectacular as the advertised figures.
Mid-range Plus is worth considering if you want a few more luxuries; stepping up to that trim brings you a more upmarket interior, fully electric seats, four-zone climate control, keyless drive, a premium stereo and a whole host of safety features.
We wouldn’t make the final step up to the aptly named Ultimate trim as it pushes the XC60’s price into the realm of altogether bigger and better cars, such as the Land Rover Discovery and the Volvo XC90.
Volvo returned a below average score in the latest 2021 What Car? Reliability Survey, coming 19th out of 30 manufacturers, behind BMW and Audi, but ahead of Jaguar, Mercedes and Land Rover.
All versions come with a three-year, 60,000-mile warranty as standard, as well as a three-year paintwork warranty and a 12-year warranty for rust. Recharge models also come with an eight-year, 100,000 mile policy for the battery pack. This is all par for the course in the premium large SUV category.