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The cheapest car deals on PCP finance

PCP finance is by far the most popular way of buying a new car. But what are the most tempting deals of all?
Renault Clio with Target Price logo

Worried about paying a large sum of money for a new car? Fear not, because a Personal Contract Purchase (PCP) deal can be one of the most affordable ways of getting a new car on your driveway.

But what is a PCP deal exactly? Well, it allows you to pay for a new car with monthly payments. In most cases, it requires a deposit of around 10% of the car's value and usually lasts for between three to five years. At the end of the deal, you have the option to buy the car outright.

Renault Clio with Target Price logo

If that sounds like it could be for you, we've made a list of the cheapest PCP deals in the UK – with the lowest price starting from just £141 per month. Don't think you have to sacrifice some creature comforts for a cheap price, though, because our list includes a wide range of models, including small cars, small SUVs and even a convertible.

If any of them take your fancy, simply click on the relevant links to read more or see how much we can save you on a new example that's in stock now.

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George Hill driving the Fiat 500 Hybrid
George Hill driving the Fiat 500 Hybrid
Driving
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Interior
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Practicality
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Buying & Owning
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Strengths

  • Stylish, well-thought-out interior
  • A breeze to drive around town
  • Good visibility

Weaknesses

  • Only one engine and gearbox available
  • Sluggish on country roads and motorways
  • Tight rear seats and small boot

Version 1.0 Mild Hybrid 500 | Target PCP £141 | Target Price £15,854 | The deal Four years' PCP finance with 5.7% APR and £2000 finance contribution. Limit of 8000 miles per year

The Fiat 500 Hybrid is one of the cheapest small cars around, helping to present itself as a credible option if you're not tempted by the fully electric (and more expensive) Fiat 500 Electric. It offers similarly stylish looks, and its tiny dimensions make it ideal for driving around town. Don't be fooled by the hybrid name, though, because it's only a mild hybrid, meaning a tiny electric motor helps boosts the engine to improve performance and fuel economy. It can't run solely on electric power for short distances like a regular hybrid can.

Read our in-depth Fiat 500 Hybrid review

Best price from £16,995
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What is What Car? best price?

The What Car? best price shows you the cheapest way to buy your new car, whether it's by choosing an in-stock car through our partner Autotrader or placing a factory order.


Available now from: £16,995


RRP from: £18,995

From £17,975
From £264

About our price indicator

What Car? indicative Personal lease example (subject to status)

Fiat 500 Hybrid

Expected annual mileage 6000
Term months 48
Deposit months 12
Monthly payment £264.19
Initial payment £3,170.28

Step-by-step

Leasing works a bit like a long-term rental. You drive it, but you don’t own it.

  • Choose your car, pick your terms and apply for lease credit online
  • Pay monthly rental payments for your chosen term length
  • Drive it, enjoy it, then give it back at the end

What you get

When you lease with Autotrader you get all of this:

  • Full manufacturer’s warranty
  • Road tax and roadside assistance included
  • Free returns within 30 days*
Excess mileage charges and return conditions apply. Subject to availability and credit status. 18+ T&Cs apply.
In partnership with
AutoTrader logo
£3,415 total upfront (£3,170 initial rental plus £245 processing fee) | 6000 miles | 48 months
  • Lower total monthly cost than PCP/HP
  • No balloon payments
  • Road tax included
Toyota Aygo X Hybrid dashboard
Toyota Aygo X Hybrid dashboard

Best buy: 1.5h Icon CVT Euro 6 (s/s) 5dr

0-62 mph: 9.2 sec
MPG/range: 74.34 mpg
C02 emissions: 87 g/km
Seats: 4
Boot: 0 litres
Insurance group: 16A
Driving
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Practicality
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Buying & Owning
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Strengths

  • Very economical to run
  • Well equipped and good to drive
  • Warranty lasts for up to 10 years

Weaknesses

  • Cramped in the back
  • Smaller boot than rivals
  • Top-spec trims are considerably costlier

Version 1.0 VVT-i Edge | Target PCP £153 | Target Price £15,965 | The deal Three and a half years' PCP finance with 2.9% APR and £300 finance contribution. Limit of 8000 miles per year

The Aygo X blends small car affordability with chunky SUV styling. And while it's an SUV in name only, it's a decent offering that's good to drive, cheap to run and well equipped. The Edge trim quoted here is our favourite version, and comes with 18in alloy wheels, automatic headlights and air conditioning as standard. All models come with a good amount of safety kit, too, including automatic emergency braking (AEB), lane-keep assist and six airbags.

Read our in-depth Toyota Aygo X review

Best price from £19,995
A circular icon with a £ sign at the centre.

What is What Car? best price?

The What Car? best price shows you the cheapest way to buy your new car, whether it's by choosing an in-stock car through our partner Autotrader or placing a factory order.


Available now from: £19,995


RRP from: £21,645

From £13,500
From £223

About our price indicator

What Car? indicative Personal lease example (subject to status)

Toyota Aygo X

Expected annual mileage 5000
Term months 60
Deposit months 12
Monthly payment £222.51
Initial payment £2,670.12

Step-by-step

Leasing works a bit like a long-term rental. You drive it, but you don’t own it.

  • Choose your car, pick your terms and apply for lease credit online
  • Pay monthly rental payments for your chosen term length
  • Drive it, enjoy it, then give it back at the end

What you get

When you lease with Autotrader you get all of this:

  • Full manufacturer’s warranty
  • Road tax and roadside assistance included
  • Free returns within 30 days*
Excess mileage charges and return conditions apply. Subject to availability and credit status. 18+ T&Cs apply.
In partnership with
AutoTrader logo
£2,915 total upfront (£2,670 initial rental plus £245 processing fee) | 5000 miles | 60 months
  • Lower total monthly cost than PCP/HP
  • No balloon payments
  • Road tax included
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Dacia Sandero dashboard
Dacia Sandero dashboard

Best buy: 1.0 TCe Expression Euro 6 (s/s) 5dr

0-62 mph: 9.7 sec
MPG/range: 52.3 mpg
C02 emissions: 122 g/km
Seats: 5
Boot: 410 litres
Insurance group: 19D
Reliability
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Safety
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Costs
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Strengths

  • Amazingly good value
  • Lots of space for passengers and luggage
  • Comfortable ride

Weaknesses

  • Poor safety rating compared with rivals
  • There are more entertaining small cars to drive
  • Some other small cars are quieter

Version 1.0 TCe Essential | Target PCP £165 | Target Price £13,537 | The deal Four years' PCP finance with 6.9% APR. Limit of 8000 miles per year

Cheap small cars can feel compromised in areas such as quality and driving dynamics, but the Dacia Sandero bucks that trend, being comfortable to drive, spacious and practical. The version quoted here is powered by a 89bhp 1.0-litre petrol engine, and it will officially sprint from 0-62mph in 12.2sec. While that's slower than the 94bhp VW Polo, it doesn’t feel as sluggish as that figure suggests, giving you plenty of low and mid-range shove. Essential trim is reasonably well equipped for the money, and includes cruise control, front electric windows and air conditioning as standard.

Read our in-depth Dacia Sandero review

Best price from £14,765
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What is What Car? best price?

The What Car? best price shows you the cheapest way to buy your new car, whether it's by choosing an in-stock car through our partner Autotrader or placing a factory order.


Available now from: £14,841


RRP from: £14,765

From £13,695
From £193

About our price indicator

What Car? indicative Personal lease example (subject to status)

Dacia Sandero

Expected annual mileage 5000
Term months 48
Deposit months 12
Monthly payment £193.34
Initial payment £2,320.08

Step-by-step

Leasing works a bit like a long-term rental. You drive it, but you don’t own it.

  • Choose your car, pick your terms and apply for lease credit online
  • Pay monthly rental payments for your chosen term length
  • Drive it, enjoy it, then give it back at the end

What you get

When you lease with Autotrader you get all of this:

  • Full manufacturer’s warranty
  • Road tax and roadside assistance included
  • Free returns within 30 days*
Excess mileage charges and return conditions apply. Subject to availability and credit status. 18+ T&Cs apply.
In partnership with
AutoTrader logo
£2,565 total upfront (£2,320 initial rental plus £245 processing fee) | 5000 miles | 48 months
  • Lower total monthly cost than PCP/HP
  • No balloon payments
  • Road tax included
Dacia Spring dashboard
Dacia Spring dashboard
Driving
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Interior
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Practicality
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Buying & Owning
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Strengths

  • Cheaper than other electric cars
  • Range is enough for commuting
  • Respectable performance around

Weaknesses

  • Terrible safety rating
  • Cramped interior
  • Poor to drive

Version 45 Expression | Target PCP £179 | Target Price £14,708 | The deal Four years' PCP finance with 3.9% APR. Limit of 8000 miles per year

Until recently, the idea of an electric car being one of the cheapest new cars in the UK would have seemed crazy. However, the arrival of the Dacia Spring has changed that, but it does come at a cost. For example, the version quoted here is powered by a 44bhp electric motor, which means it can go from 0-62mph in a glacial 19.1 seconds. Powering the electric motor is small 26.8kWh battery, too, which means it can only manage 140 miles between charges officially. That said, the Spring is nippier than you'd expect, plus the ride is surprisingly comfortable. It's a great option if you live in a city, but otherwise the Citroën ë-C3 is a better all-rounder if you need more than just an urban runabout.

Read our in-depth Dacia Spring review

Best price from £10,490
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What is What Car? best price?

The What Car? best price shows you the cheapest way to buy your new car, whether it's by choosing an in-stock car through our partner Autotrader or placing a factory order.


Available now from: £10,490


RRP from: £11,990

From £9,950
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Hyundai i10 steering wheel
Hyundai i10 steering wheel

Best buy: 1.0 Advance Euro 6 (s/s) 5dr

0-62 mph: 15.6 sec
MPG/range: 56.5 mpg
C02 emissions: 116 g/km
Seats: 5
Boot: 252 litres
Insurance group: 3E
Reliability
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Safety
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Costs
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Quality
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Performance
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Strengths

  • Comfy and quiet for a small car
  • Remarkably roomy in the rear
  • Well equipped as standard

Weaknesses

  • Disappointing safety rating
  • Entry-level engine is a bit lacklustre
  • Slow-witted automatic gearbox

Version 1.0 MPi Advance [Auto] | Target PCP £182 | Target Price £15,307 | The deal Four years' PCP finance with 8.9% APR. Limit of 8000 miles per year

The Hyundai i10 makes a great choice if you're looking for a small car on a budget. It's relatively spacious and smart inside, plus it rides and drives better than plenty of larger, more expensive alternatives. All models come well equipped, too, with this entry-level Advance trim giving you an 8.0in infotainment screen and a reversing camera as standard. As with some other cars on this list, the entry-level 1.0-litre engine quoted here is a little underpowered and is better suited for driving around town.

Read our in-depth Hyundai i10 review

Best price from £15,925
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What is What Car? best price?

The What Car? best price shows you the cheapest way to buy your new car, whether it's by choosing an in-stock car through our partner Autotrader or placing a factory order.


Available now from: £15,925


RRP from: £18,365

From £14,998
From £269

About our price indicator

What Car? indicative Personal lease example (subject to status)

Hyundai i10

Expected annual mileage 5000
Term months 60
Deposit months 12
Monthly payment £268.82
Initial payment £3,225.84

Step-by-step

Leasing works a bit like a long-term rental. You drive it, but you don’t own it.

  • Choose your car, pick your terms and apply for lease credit online
  • Pay monthly rental payments for your chosen term length
  • Drive it, enjoy it, then give it back at the end

What you get

When you lease with Autotrader you get all of this:

  • Full manufacturer’s warranty
  • Road tax and roadside assistance included
  • Free returns within 30 days*
Excess mileage charges and return conditions apply. Subject to availability and credit status. 18+ T&Cs apply.
In partnership with
AutoTrader logo
£3,471 total upfront (£3,226 initial rental plus £245 processing fee) | 5000 miles | 60 months
  • Lower total monthly cost than PCP/HP
  • No balloon payments
  • Road tax included
Dacia Sandero Stepway test drive
Dacia Sandero Stepway test drive

Best buy: 1.0 TCe Expression Euro 6 (s/s) 5dr

0-62 mph: 10 sec
MPG/range: 49.6 mpg
C02 emissions: 129 g/km
Seats: 5
Boot: 410 litres
Insurance group: 19D
Driving
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Interior
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Practicality
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Buying & Owning
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Strengths

  • Comfortable ride
  • Spacious interior
  • Astonishing price

Weaknesses

  • Poor safety rating
  • Mainly cosmetic changes for the money over a regular Sandero
  • Noisy TCe 90 engine

Version 1.0 TCe Bi-Fuel Expression | Target PCP £182 | Target Price £15,986 | The deal Four years' PCP finance with 6.9% APR and £500 finance contribution. Limit of 8000 miles per year

The Sandero Stepway offers many of the benefits of the regular Sandero, including its practical interior and punchy engines, but adds a slightly raised ride height, roof rails and chunky plastic cladding to give it a more rugged look. Indeed, you also get a slightly higher driving position – a factor that many small SUV buyers look for. Expression trim gives you plenty of kit as standard, including an 8.0in touchscreen, cruise control and automatic wipers.

Read our in-depth Dacia Sandero Stepway review

Best price from £16,065
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What is What Car? best price?

The What Car? best price shows you the cheapest way to buy your new car, whether it's by choosing an in-stock car through our partner Autotrader or placing a factory order.


Available now from: £16,300


RRP from: £16,065

From £13,750
From £207

About our price indicator

What Car? indicative Personal lease example (subject to status)

Dacia Sandero Stepway

Expected annual mileage 5000
Term months 48
Deposit months 12
Monthly payment £206.95
Initial payment £2,483.40

Step-by-step

Leasing works a bit like a long-term rental. You drive it, but you don’t own it.

  • Choose your car, pick your terms and apply for lease credit online
  • Pay monthly rental payments for your chosen term length
  • Drive it, enjoy it, then give it back at the end

What you get

When you lease with Autotrader you get all of this:

  • Full manufacturer’s warranty
  • Road tax and roadside assistance included
  • Free returns within 30 days*
Excess mileage charges and return conditions apply. Subject to availability and credit status. 18+ T&Cs apply.
In partnership with
AutoTrader logo
£2,728 total upfront (£2,483 initial rental plus £245 processing fee) | 5000 miles | 48 months
  • Lower total monthly cost than PCP/HP
  • No balloon payments
  • Road tax included
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Jonty Renk test driving Renault Clio
Jonty Renk test driving Renault Clio
Reliability
Star Rating Red Star Rating Red Star Rating Red Star Rating Red Star Rating Grey
Safety
Star Rating Red Star Rating Red Star Rating Red Star Rating Red Star Rating Grey
Costs
Star Rating Red Star Rating Red Star Rating Red Star Rating Red Star Rating Red
Quality
Star Rating Red Star Rating Red Star Rating Red Star Rating Red Star Rating Grey
Performance
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Strengths

  • Smart interior is packed with equipment
  • Good ride and handling balance
  • Practical boot

Weaknesses

  • Tight for taller adults in the rear seats
  • Slightly firm low-speed ride
  • High boot loading lip

Version 1.0 TCe 90 Evolution | Target PCP £183 | Target Price £16,212 | The deal Four years' PCP finance with 6.9% APR and £800 finance contribution. Limit of 8000 miles per year

If you're looking for a small car, the Renault Clio is the best you can buy. We named it our 2024 Small Car of the Year on account of its competitive pricing, smart interior, comfortable ride and practical boot. While this Evolution version isn't our favourite (that's Techno), it does still come well equipped, with full LED headlights, automatic windscreen wipers and keyless start offered as standard. The 90bhp 1.0-litre petrol engine is a good match for it, particularly when it comes to buying and running costs. Indeed, it's more affordable to buy than the hybrid version, and yet it's still very efficient; we managed an average of 46.3mpg during our real-world driving route.

Read our in-depth Renault Clio review

Best price from £16,995
From £16,074
From £200

About our price indicator

What Car? indicative Personal lease example (subject to status)

Renault Clio

Expected annual mileage 5000
Term months 48
Deposit months 12
Monthly payment £199.84
Initial payment £2,398.08

Step-by-step

Leasing works a bit like a long-term rental. You drive it, but you don’t own it.

  • Choose your car, pick your terms and apply for lease credit online
  • Pay monthly rental payments for your chosen term length
  • Drive it, enjoy it, then give it back at the end

What you get

When you lease with Autotrader you get all of this:

  • Full manufacturer’s warranty
  • Road tax and roadside assistance included
  • Free returns within 30 days*
Excess mileage charges and return conditions apply. Subject to availability and credit status. 18+ T&Cs apply.
In partnership with
AutoTrader logo
£2,643 total upfront (£2,398 initial rental plus £245 processing fee) | 5000 miles | 48 months
  • Lower total monthly cost than PCP/HP
  • No balloon payments
  • Road tax included
BYD Dolphin dashboard
BYD Dolphin dashboard
Driving
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Interior
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Practicality
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Buying & Owning
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Strengths

  • Good straightline performance
  • Comfortable ride around town
  • Plenty of interior space

Weaknesses

  • Slower charging than rivals
  • Wobblier than rivals on undulating roads
  • Brake feel takes getting used to at low speeds

Version Comfort | Target PCP £184 | Target Price £28,868 | The deal Four years' PCP finance with 0.5% APR. Limit of 8000 miles per year

You might be surprised to see another electric car on this list, but the BYD Dolphin is one of the more affordable new electric cars in the UK (although the Citroën ë-C3, Dacia Spring and MG4 all undercut it). While the Dolphin doesn't handle particularly well because of its overly soft suspension, it does have a comfortable ride and plenty of interior space. This Comfort version has a good official range of 265 miles, thanks to its 60.5kWh (usable) battery. But that's still more than the ë-C3, Spring and MG 4 SE can manage.

Read our in-depth BYD Dolphin review

Best price from £24,498
A circular icon with a £ sign at the centre.

What is What Car? best price?

The What Car? best price shows you the cheapest way to buy your new car, whether it's by choosing an in-stock car through our partner Autotrader or placing a factory order.


Available now from: £24,498


RRP from: £30,230

From £17,499
From £303

About our price indicator

What Car? indicative Personal lease example (subject to status)

BYD Dolphin

Expected annual mileage 5000
Term months 60
Deposit months 12
Monthly payment £302.50
Initial payment £3,630.00

Step-by-step

Leasing works a bit like a long-term rental. You drive it, but you don’t own it.

  • Choose your car, pick your terms and apply for lease credit online
  • Pay monthly rental payments for your chosen term length
  • Drive it, enjoy it, then give it back at the end

What you get

When you lease with Autotrader you get all of this:

  • Full manufacturer’s warranty
  • Road tax and roadside assistance included
  • Free returns within 30 days*
Excess mileage charges and return conditions apply. Subject to availability and credit status. 18+ T&Cs apply.
In partnership with
AutoTrader logo
£3,875 total upfront (£3,630 initial rental plus £245 processing fee) | 5000 miles | 60 months
  • Lower total monthly cost than PCP/HP
  • No balloon payments
  • Road tax included
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Oliver Young test driving Dacia Duster
Oliver Young test driving Dacia Duster

Best buy: 1.2 TCe MHEV Expression Euro 6 (s/s) 5dr

0-62 mph: 9.4 sec
MPG/range: 52.3 mpg
C02 emissions: 123 g/km
Seats: 5
Boot: 517 litres
Insurance group: 24A
Driving
Star Rating Red Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey
Interior
Star Rating Red Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey
Practicality
Star Rating Red Star Rating Red Star Rating Red Star Rating Red Star Rating Grey
Buying & Owning
Star Rating Red Star Rating Red Star Rating Red Star Rating Red Star Rating Grey

Strengths

  • Cheap to buy and run
  • Spacious boot
  • 4x4 version is very capable off road

Weaknesses

  • Some rivals are better to drive
  • Lots of hard plastics inside
  • Entry-level model is sparsely equipped

Version 1.0 TCe 100 Bi-Fuel Expression | Target PCP £186 | Target Price £17,991 | The deal Four years' PCP finance with 7.9% APR and £750 finance contribution. Limit of 8000 miles per year

With its low price, good equipment levels and decent resale values, the Dacia Duster represents good value for money, particularly with the version quoted here, which is the outgoing model. As a result of its keen pricing, you do have to live with certain compromises, including a cheap interior, wallowy handling and a poor Euro NCAP safety rating. The Duster's trump card compared with the likes of the Nissan Juke and MG ZS is that it's quite utilitarian, which means it can do some light off-roading if the need ever arises. Mind you, the four-wheel drive versions will be better at this if you ever need to leave the Tarmac.

Read our in-depth Dacia Duster review

Best price from £21,345
A circular icon with a £ sign at the centre.

What is What Car? best price?

The What Car? best price shows you the cheapest way to buy your new car, whether it's by choosing an in-stock car through our partner Autotrader or placing a factory order.


Available now from: £21,345


RRP from: £21,845

From £19,490
From £261

About our price indicator

What Car? indicative Personal lease example (subject to status)

Dacia Duster

Expected annual mileage 5000
Term months 48
Deposit months 12
Monthly payment £260.62
Initial payment £3,127.44

Step-by-step

Leasing works a bit like a long-term rental. You drive it, but you don’t own it.

  • Choose your car, pick your terms and apply for lease credit online
  • Pay monthly rental payments for your chosen term length
  • Drive it, enjoy it, then give it back at the end

What you get

When you lease with Autotrader you get all of this:

  • Full manufacturer’s warranty
  • Road tax and roadside assistance included
  • Free returns within 30 days*
Excess mileage charges and return conditions apply. Subject to availability and credit status. 18+ T&Cs apply.
In partnership with
AutoTrader logo
£3,372 total upfront (£3,127 initial rental plus £245 processing fee) | 5000 miles | 48 months
  • Lower total monthly cost than PCP/HP
  • No balloon payments
  • Road tax included

Version 1.0 Mild Hybrid Top [Touchscreen] | Target PCP £190 | Target Price £15,552 | The deal Four years' PCP finance with 9.9% APR and £750 finance contribution. Limit of 8000 miles per year

It may be stylish and cheap, but we'd recommend avoiding the Fiat Panda. It's poor to drive and not very practical, plus Euro NCAP awarded it zero stars for safety when it was crash tested in 2018. Yes, it really did score zero stars, largely on account of its abysmal adult and child protection scores for the front and rear seats. Automatic emergency braking braking (AEB) isn't even available as an option, either. However, if you do have your heart set on a Panda, we'd recommend waiting for the new Fiat Grande Panda instead.

Read our in-depth Fiat Panda review

Best price from £9,385
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What is What Car? best price?

The What Car? best price shows you the cheapest way to buy your new car, whether it's by choosing an in-stock car through our partner Autotrader or placing a factory order.


RRP from: £9,385

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Fiat 500C Hybrid dashboard
Fiat 500C Hybrid dashboard
Driving
Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey Star Rating Grey
Interior
Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey Star Rating Grey
Practicality
Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey Star Rating Grey
Buying & Owning
Star Rating Red Star Rating Red Star Rating Red Star Rating Red Star Rating Grey

Strengths

  • Funky styling
  • Cheaper than Mini Convertible
  • Easy to drive around town

Weaknesses

  • Very limited rear seat and boot space
  • Disappointing safety rating
  • Leisurely driving pace

Version 1.0 Mild Hybrid 500 | Target PCP £190 | Target Price £18,345 | The deal Four years' PCP finance with 5.7% APR and £2000 finance contribution. Limit of 8000 miles per year

Yes, one of the cheapest cars you can get on PCP deal in the UK is a convertible. Granted, it may not be the finest offering in the class, but the Fiat 500C Hybrid offers funky looks and puny dimensions, making it ideal if you live in a city. As a package, though, it's generally outclassed by the Mini Convertible in almost every area, including comfort, quality and performance. Standard equipment is quite sparse, too, particularly with this 500 version; it comes with a 7.0in touchscreen infotainment system and air conditioning as standard.

Read our in-depth Fiat 500C Hybrid review

Best price from £15,325
A circular icon with a £ sign at the centre.

What is What Car? best price?

The What Car? best price shows you the cheapest way to buy your new car, whether it's by choosing an in-stock car through our partner Autotrader or placing a factory order.


RRP from: £15,325

From £19,645
Dan Jones test driving Mazda 2 Hybrid
Dan Jones test driving Mazda 2 Hybrid

Best buy: 1.5h Centre-Line CVT Euro 6 (s/s) 5dr

0-62 mph: 9.7 sec
MPG/range: 76.3 mpg
C02 emissions: 85 g/km
Seats: 5
Boot: 286 litres
Insurance group: 14E
Driving
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Interior
Star Rating Red Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey
Practicality
Star Rating Red Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey
Buying & Owning
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Strengths

  • Efficient engine
  • Slow depreciation
  • Comfortable ride

Weaknesses

  • Expensive to buy outright
  • Not as practical as some rivals
  • Yaris has longer warranty

Version 1.5i Hybrid Centre-Line | Target PCP £192 | Target Price £22,698 | The deal Four years' PCP finance with 0% APR. Limit of 8000 miles per year

If you think the Mazda 2 Hybrid looks suspiciously like a Toyota Yaris, you'd be right, because it's essentially a rebadged version of that car. This means it's powered by the same 114bhp hybrid system, which provides nippy acceleration and electric-only driving at low speeds. Fuel economy is very good, too, because the 2 Hybrid promises an official average of 74.3mpg. While it's unlikely you'll achieve that figure in the real world, it's worth noting we averaged 59.9mpg in an equivalent Yaris during our Real MPG tests.

Read our in-depth Mazda 2 Hybrid review

Best price from £23,275
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The What Car? best price shows you the cheapest way to buy your new car, whether it's by choosing an in-stock car through our partner Autotrader or placing a factory order.


Available now from: £23,275


RRP from: £24,690

From £17,450
From £262

About our price indicator

What Car? indicative Personal lease example (subject to status)

Mazda 2 Hybrid

Expected annual mileage 5000
Term months 60
Deposit months 12
Monthly payment £261.66
Initial payment £3,139.92

Step-by-step

Leasing works a bit like a long-term rental. You drive it, but you don’t own it.

  • Choose your car, pick your terms and apply for lease credit online
  • Pay monthly rental payments for your chosen term length
  • Drive it, enjoy it, then give it back at the end

What you get

When you lease with Autotrader you get all of this:

  • Full manufacturer’s warranty
  • Road tax and roadside assistance included
  • Free returns within 30 days*
Excess mileage charges and return conditions apply. Subject to availability and credit status. 18+ T&Cs apply.
In partnership with
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£3,385 total upfront (£3,140 initial rental plus £245 processing fee) | 5000 miles | 60 months
  • Lower total monthly cost than PCP/HP
  • No balloon payments
  • Road tax included
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Kia Picanto test drive
Kia Picanto test drive
Reliability
Star Rating Red Star Rating Red Star Rating Red Star Rating Red Star Rating Grey
Safety
Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey Star Rating Grey
Costs
Star Rating Red Star Rating Red Star Rating Red Star Rating Red Star Rating Grey
Quality
Star Rating Red Star Rating Red Star Rating Red Star Rating Red Star Rating Grey
Performance
Star Rating Red Star Rating Grey Star Rating Grey Star Rating Grey Star Rating Grey

Strengths

  • Really tidy handling
  • Decent real-world fuel economy
  • Great infotainment and well-equipment as standard

Weaknesses

  • Engine line-up is among the slowest of any new car
  • Quite firm low-speed ride
  • A Dacia Sandero is much roomier

Version 1.0 2 [Auto] | Target PCP £195 | Target Price £15,683 | The deal Three years' PCP finance with 7.9% APR and £500 finance contribution. Limit of 8000 miles per year

The new Picanto is a commendable small car with a smart interior, tidy handling and frugal engines. The version quoted here is features a 62bhp 1.0-litre petrol engine and an automated manual transmission (AMT). When paired with the five-speed manual version, 0-62mph takes 15.4 seconds, which is pretty slow by anyone's standards. However, the automatic gearbox is even slower, taking 18.2 seconds. The benefit of this leisurely performance is that it should return a real-world fuel economy figure of around 50mpg, which means it should be cheap to run.

Read our in-depth Kia Picanto review

Best price from £15,190
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What is What Car? best price?

The What Car? best price shows you the cheapest way to buy your new car, whether it's by choosing an in-stock car through our partner Autotrader or placing a factory order.


Available now from: £15,190


RRP from: £17,095

From £13,998
From £219

About our price indicator

What Car? indicative Personal lease example (subject to status)

Kia Picanto

Expected annual mileage 5000
Term months 60
Deposit months 12
Monthly payment £219.42
Initial payment £2,633.04

Step-by-step

Leasing works a bit like a long-term rental. You drive it, but you don’t own it.

  • Choose your car, pick your terms and apply for lease credit online
  • Pay monthly rental payments for your chosen term length
  • Drive it, enjoy it, then give it back at the end

What you get

When you lease with Autotrader you get all of this:

  • Full manufacturer’s warranty
  • Road tax and roadside assistance included
  • Free returns within 30 days*
Excess mileage charges and return conditions apply. Subject to availability and credit status. 18+ T&Cs apply.
In partnership with
AutoTrader logo
£2,878 total upfront (£2,633 initial rental plus £245 processing fee) | 5000 miles | 60 months
  • Lower total monthly cost than PCP/HP
  • No balloon payments
  • Road tax included
Suzuki Swift Hybrid test drive
Suzuki Swift Hybrid test drive
Driving
Star Rating Red Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey
Interior
Star Rating Red Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey
Practicality
Star Rating Red Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey
Buying & Owning
Star Rating Red Star Rating Red Star Rating Red Star Rating Red Star Rating Grey

Strengths

  • Excellent fuel economy
  • Tidy handling
  • Lots of standard kit

Weaknesses

  • Firm ride
  • Road noise
  • Rivals offer better practicality

Version 1.2 Mild Hybrid Motion | Target PCP £197 | Target Price £18,248 | The deal Four years' PCP finance with 7.9% APR and £500 finance contribution. Limit of 8000 miles per year | Star rating 4

There are bigger and more comfortable small cars, but the new Suzuki Swift is efficient, fun to drive and great value on PCP finance. While this latest version is based on the same underpinnings as its predecessor, it’s powered by a new mild hybrid 1.2-litre petrol engine. The engine isn’t turbocharged and it has a modest 81bhp, but because of the car's light weight, acceleration isn’t as slow as you'd expect. Entry-level Motion trim is very well equipped for the money, and includes LED headlights, adaptive cruise control, heated front seats and blind-spot monitoring as standard.

Read our in-depth Suzuki Swift review

Best price from £15,995
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What is What Car? best price?

The What Car? best price shows you the cheapest way to buy your new car, whether it's by choosing an in-stock car through our partner Autotrader or placing a factory order.


Available now from: £15,995


RRP from: £19,999

From £14,995
From £238

About our price indicator

What Car? indicative Personal lease example (subject to status)

Suzuki Swift

Expected annual mileage 5000
Term months 48
Deposit months 12
Monthly payment £238.42
Initial payment £2,861.04

Step-by-step

Leasing works a bit like a long-term rental. You drive it, but you don’t own it.

  • Choose your car, pick your terms and apply for lease credit online
  • Pay monthly rental payments for your chosen term length
  • Drive it, enjoy it, then give it back at the end

What you get

When you lease with Autotrader you get all of this:

  • Full manufacturer’s warranty
  • Road tax and roadside assistance included
  • Free returns within 30 days*
Excess mileage charges and return conditions apply. Subject to availability and credit status. 18+ T&Cs apply.
In partnership with
AutoTrader logo
£3,106 total upfront (£2,861 initial rental plus £245 processing fee) | 5000 miles | 48 months
  • Lower total monthly cost than PCP/HP
  • No balloon payments
  • Road tax included
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Mazda MX-30 EV interior dashboard
Mazda MX-30 EV interior dashboard
Driving
Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey Star Rating Grey
Interior
Star Rating Red Star Rating Red Star Rating Red Star Rating Red Star Rating Red
Practicality
Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey Star Rating Grey
Buying & Owning
Star Rating Red Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey

Strengths

  • Good ride and handling balance
  • Smart interior with great infotainment system
  • Well equipped

Weaknesses

  • Pathetic range
  • Loses its value quickly
  • Poor rear-seat space

Version Prime-Line | Target PCP £198 | Target Price £26,738 | The deal Four years' PCP finance with 0.0% APR and £6000 finance contribution. Limit of 8000 miles per year

The Mazda MX-30 is an electric SUV, but a rather compact one with unconventional rear doors that open backwards. The result is that it's quite cramped inside, plus it has a small 35.5kWh (total) battery that can only take it 124 miles between charges officially – that's less than a Dacia Spring. However, the MX-30 does have some appealing factors, including a smart, high-quality interior and a generous equipment list; this entry-level Prime-Line version comes with an 8.8in infotainment screen, adaptive cruise control and automatic windscreen wipers as standard.

Read our in-depth Mazda MX-30 EV review

Best price from £28,005
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What is What Car? best price?

The What Car? best price shows you the cheapest way to buy your new car, whether it's by choosing an in-stock car through our partner Autotrader or placing a factory order.


RRP from: £28,005

From £7,989
Skoda Fabia interior
Skoda Fabia interior

Best buy: 1.0 TSI SE Edition Euro 6 (s/s) 5dr

0-62 mph: 10.7 sec
MPG/range: 56.5 mpg
C02 emissions: 113 g/km
Seats: 5
Boot: 380 litres
Insurance group: 11E
Reliability
Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey Star Rating Grey
Safety
Star Rating Red Star Rating Red Star Rating Red Star Rating Red Star Rating Grey
Costs
Star Rating Red Star Rating Red Star Rating Red Star Rating Red Star Rating Grey
Quality
Star Rating Red Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey
Performance
Star Rating Red Star Rating Red Star Rating Red Star Rating Red Star Rating Grey

Strengths

  • Huge boot
  • Relatively spacious
  • Fairly supple ride

Weaknesses

  • Cheap-feeling interior
  • Not as practical as the Honda Jazz
  • Entry-level engine only suited to town driving

Version 1.0 MPi 80 SE Comfort | Target PCP £199 | Target Price £18,599 | The deal Four years' PCP finance with 6.9% APR and £1250 finance contribution. Limit of 8000 miles per year

Sharing underpinnings with the VW Polo brings some benefits, because the Skoda Fabia has a similarly comfortable ride and a spacious interior. It also shares the same engines as its German cousin, including this 79bhp 1.0-litre unit. While it's not our favourite engine (that's the 94bhp turbocharged unit), it should be cheap to run and good for driving around town. Of course, the main benefit of choosing the Fabia over the Polo is that it's cheaper to buy – especially on PCP finance.

Read our in-depth Skoda Fabia review

Best price from £18,160
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What is What Car? best price?

The What Car? best price shows you the cheapest way to buy your new car, whether it's by choosing an in-stock car through our partner Autotrader or placing a factory order.


Available now from: £18,160


RRP from: £21,240

From £15,495
From £186

About our price indicator

What Car? indicative Personal lease example (subject to status)

Skoda Fabia

Expected annual mileage 5000
Term months 24
Deposit months 12
Monthly payment £186.07
Initial payment £2,232.84

Step-by-step

Leasing works a bit like a long-term rental. You drive it, but you don’t own it.

  • Choose your car, pick your terms and apply for lease credit online
  • Pay monthly rental payments for your chosen term length
  • Drive it, enjoy it, then give it back at the end

What you get

When you lease with Autotrader you get all of this:

  • Full manufacturer’s warranty
  • Road tax and roadside assistance included
  • Free returns within 30 days*
Excess mileage charges and return conditions apply. Subject to availability and credit status. 18+ T&Cs apply.
In partnership with
AutoTrader logo
£2,478 total upfront (£2,233 initial rental plus £245 processing fee) | 5000 miles | 24 months
  • Lower total monthly cost than PCP/HP
  • No balloon payments
  • Road tax included
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MG ZS Hybrid dashboard
MG ZS Hybrid dashboard

Best buy: 1.5 Hybrid+ SE Auto Euro 6 (s/s) 5dr

0-62 mph: 8.7 sec
MPG/range: 55.4 mpg
C02 emissions: 115 g/km
Seats: 5
Boot: 443 litres
Insurance group: 22A
Driving
Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey Star Rating Grey
Interior
Star Rating Red Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey
Practicality
Star Rating Red Star Rating Red Star Rating Red Star Rating Red Star Rating Grey
Buying & Owning
Star Rating Red Star Rating Red Star Rating Red Star Rating Red Star Rating Grey

Strengths

  • Tempting price tag
  • Roomy rear seats
  • Standard seven-year warranty

Weaknesses

  • Unsettled ride
  • Road noise
  • MG's reliability record

Version 1.5 VTi-Tech Excite | Target PCP £201 | Target Price £16,628 | The deal Four years' PCP finance with 8.9% APR and £500 finance contribution. Limit of 8000 miles per year

Despite being one of the cheapest SUVs you can get on PCP finance, the MG ZS offers a surprisingly classy interior, decent handling and roomy rear seats. Excite trim is also well equipped for the money, and includes LED headlights, rear parking sensors and Apple CarPlay and Android Auto smartphone mirroring as standard. The 1.5-litre engine is underpowered and not very efficient, though.

Read our in-depth MG ZS review

Best price from £17,470
A circular icon with a £ sign at the centre.

What is What Car? best price?

The What Car? best price shows you the cheapest way to buy your new car, whether it's by choosing an in-stock car through our partner Autotrader or placing a factory order.


Available now from: £17,470


RRP from: £21,495

From £15,793
From £250

About our price indicator

What Car? indicative Personal lease example (subject to status)

MG ZS

Expected annual mileage 5000
Term months 48
Deposit months 12
Monthly payment £249.82
Initial payment £2,997.84

Step-by-step

Leasing works a bit like a long-term rental. You drive it, but you don’t own it.

  • Choose your car, pick your terms and apply for lease credit online
  • Pay monthly rental payments for your chosen term length
  • Drive it, enjoy it, then give it back at the end

What you get

When you lease with Autotrader you get all of this:

  • Full manufacturer’s warranty
  • Road tax and roadside assistance included
  • Free returns within 30 days*
Excess mileage charges and return conditions apply. Subject to availability and credit status. 18+ T&Cs apply.
In partnership with
AutoTrader logo
£3,243 total upfront (£2,998 initial rental plus £245 processing fee) | 5000 miles | 48 months
  • Lower total monthly cost than PCP/HP
  • No balloon payments
  • Road tax included

Best buy: 1.0 TSI Life Euro 6 (s/s) 5dr

0-62 mph: 10.8 sec
MPG/range: 55.4 mpg
C02 emissions: 116 g/km
Seats: 5
Boot: 351 litres
Insurance group: 9E
Driving
Star Rating Red Star Rating Red Star Rating Red Star Rating Red Star Rating Grey
Interior
Star Rating Red Star Rating Red Star Rating Red Star Rating Red Star Rating Grey
Practicality
Star Rating Red Star Rating Red Star Rating Red Star Rating Red Star Rating Grey
Buying & Owning
Star Rating Red Star Rating Red Star Rating Red Star Rating Red Star Rating Grey

Strengths

  • Good to drive
  • Generous interior space
  • Smart interior

Weaknesses

  • Fiddly touch-sensitive controls
  • More expensive to buy than some rivals
  • VW’s reliability record

Version 1.0 Life | Target PCP £203 | Target Price £19,882 | The deal Four years' PCP finance with 6.9% APR and £1500 finance contribution. Limit of 10,000 miles per year

The Polo has grown in size over the years, which means it's now one of the most spacious small cars around. It's also smart inside and good to drive, with a comfortable ride and impressive refinement. The engine quoted here is the entry-level 79bhp 1.0-litre petrol unit; it doesn't have a turbocharger, so you need to work it quite hard to get any kind of decent acceleration out of it. Life trim, on the other hand, is very well equipped, because it gives you useful features such as automatic windscreen wipers, heated and power-folding door mirrors, and an 8.0in touchscreen infotainment system as standard.

Read our in-depth Volkswagen Polo review

Best price from £17,990
A circular icon with a £ sign at the centre.

What is What Car? best price?

The What Car? best price shows you the cheapest way to buy your new car, whether it's by choosing an in-stock car through our partner Autotrader or placing a factory order.


Available now from: £17,990


RRP from: £22,310

From £16,049
From £198

About our price indicator

What Car? indicative Personal lease example (subject to status)

Volkswagen Polo

Expected annual mileage 5000
Term months 24
Deposit months 12
Monthly payment £198.34
Initial payment £2,380.08

Step-by-step

Leasing works a bit like a long-term rental. You drive it, but you don’t own it.

  • Choose your car, pick your terms and apply for lease credit online
  • Pay monthly rental payments for your chosen term length
  • Drive it, enjoy it, then give it back at the end

What you get

When you lease with Autotrader you get all of this:

  • Full manufacturer’s warranty
  • Road tax and roadside assistance included
  • Free returns within 30 days*
Excess mileage charges and return conditions apply. Subject to availability and credit status. 18+ T&Cs apply.
In partnership with
AutoTrader logo
£2,625 total upfront (£2,380 initial rental plus £245 processing fee) | 5000 miles | 24 months
  • Lower total monthly cost than PCP/HP
  • No balloon payments
  • Road tax included
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Citroën C3 interior dashboard
Citroën C3 interior dashboard
Reliability
Star Rating Red Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey
Safety
Star Rating Red Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey
Costs
Star Rating Red Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey
Quality
Star Rating Red Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey
Performance
Star Rating Red Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey

Strengths

  • Decently equipped
  • Stylish interior
  • Efficient engines

Weaknesses

  • Poor to drive
  • AEB is not standard on lower trims
  • Cramped rear seats

Version 1.2 PureTech Plus | Target PCP £205 | Target Price £15,511 | The deal Four years' PCP finance with 8.9% APR. Limit of 8000 miles per year

Even though a new Citroën C3 has just been launched, you can still get a good deal on the outgoing car on PCP finance. Despite being rather long in the tooth, it still does a good job of turning heads with its stylish exterior and interior design, plus it's reasonably practical. This Plus version is the mid-level trim, which means it's fairly well equipped with a 7.0in touchscreen, automatic windscreen wipers and rear parking sensor included as standard. It's not as good to drive or as practical as the Dacia Sandero, though.

Read our in-depth Citroën C3 review

Best price from £16,895
A circular icon with a £ sign at the centre.

What is What Car? best price?

The What Car? best price shows you the cheapest way to buy your new car, whether it's by choosing an in-stock car through our partner Autotrader or placing a factory order.


Available now from: £16,895


RRP from: £19,870

From £15,120
From £220

About our price indicator

What Car? indicative Personal lease example (subject to status)

Citroën C3 Origin

Expected annual mileage 5000
Term months 60
Deposit months 12
Monthly payment £220.25
Initial payment £2,643.00

Step-by-step

Leasing works a bit like a long-term rental. You drive it, but you don’t own it.

  • Choose your car, pick your terms and apply for lease credit online
  • Pay monthly rental payments for your chosen term length
  • Drive it, enjoy it, then give it back at the end

What you get

When you lease with Autotrader you get all of this:

  • Full manufacturer’s warranty
  • Road tax and roadside assistance included
  • Free returns within 30 days*
Excess mileage charges and return conditions apply. Subject to availability and credit status. 18+ T&Cs apply.
In partnership with
AutoTrader logo
£2,888 total upfront (£2,643 initial rental plus £245 processing fee) | 5000 miles | 60 months
  • Lower total monthly cost than PCP/HP
  • No balloon payments
  • Road tax included
Mazda 2 dashboard
Mazda 2 dashboard
Driving
Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey Star Rating Grey
Interior
Star Rating Red Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey
Practicality
Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey Star Rating Grey
Buying & Owning
Star Rating Red Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey

Strengths

  • Frugal economy from mild-hybrid engines
  • Infotainment system is easy to use
  • Even entry-level trim is well equipped

Weaknesses

  • Poor refinement
  • Small boot
  • Gutless performance from all but the range–topping engine

Version 1.5 Skyactiv G 75 Centre-Line | Target PCP £205 | Target Price £17,752 | The deal Four years' PCP finance with 5.9% APR with £500 finance contribution. Limit of 8000 miles per year

No, you're not seeing double – the Mazda 2 features twice on this list. However, the version quoted here is the mild hybrid Mazda 2, as opposed to the regular hybrid version. Both cars are completely different, with this version being designed and built entirely by Mazda as opposed to Toyota. Key strengths of this version include a smart interior, a user-friendly infotainment system and frugal engines. Standard equipment is generous, too, because entry-level Centre-Line trim comes with automatic LED headlights, automatic wipers and an 8.0in touchscreen infotainment system as standard.

Read our in-depth Mazda 2 review

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Best price from £26,495
From £650

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