Top 20 cheapest cars to insure

Sky-high insurance bills can take the shine off selecting your next new car, so to give you the widest possible choice we've rounded up 20 cars with the lowest annual premiums...

1. Top 20 cheapest cars to insure
Cheapest cars to insure
Renault Twingo
Suzuki Celerio
Nissan Micra
Toyota Aygo
Kia Rio
Vauxhall Astra
Hyundai i20
Dacia Sandero
Volkswagen Up
Ford Fiesta
Fiat Tipo
Smart Forfour
Renault Clio
Ford Ka+
Vauxhall Viva
Hyundai i10
Kia Picanto
Fiat 500
Toyota Yaris
Volkswagen Polo
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Checking the car insurance group of a car will give you a good indication of how pricey it will be to insure. All cars are assigned a group ranging from 1 to 50; pick a car with a low group number and it should have pretty low premiums, while cars rated in the top 50 band will be the most costly to buy cover for.

Car insurance groups are set by the Group Rating Panel, which includes members of the Association of British Insurers and Lloyd's Market Association. The panel is administered by Thatcham Research, which assigns a rating to all new models. In working out each rating, Thatcham takes into account a number of areas: how susceptible the car is to accident damage, as well as how much it is likely to cost to repair and how long that work may take; the new price of the car; and what safety and security features are fitted.

The cost of cover also varies for people of different ages and professions. So to make all our qoutes comparable, GoCompare based each quote on a 40-year-old married man from Cardiff, who is a sales director in a finance company, with 10 years' no claims bonus and no driving convictions or accidents within the past five years, driving 10,000 miles a year.

Click through our slideshow to see which are the 20 cheapest new cars to insure and how much they will cost our average driver.

If you want to find your own quote, you can compare up to 100 car insurance brands with our new partner, GoCompare.

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