The cheapest cars to buy on a PCP finance deal

Buying a new car doesn't have to break the bank, and we've found great deals on new cars starting from just £97 per month...

The cheapest cars to buy on a PCP finance dealImage 1 of 11

One of the most popular ways of paying for your car is through a Personal Contract Purchase (PCP) deal – in fact, that's how more than 80% of new cars are sold in the UK now.

PCP finance allows you to get a new vehicle for around the same price as a three-year-old one, because you're usually only paying back around half the value of the car. The other half of the car's price is called the Guaranteed Future Value (GFV).

At the end of the deal's term, you can pay the GFV in full to own the car outright or give it back and walk away from the deal entirely. There's a third option: you can use any value of the car above its GFV (the ‘equity’) towards a new car.

PCP deals are so popular because they allow you to buy a car that might otherwise have been beyond your budget. It can be hard work to find the best such deals, but the What Car? team of mystery shoppers have done the hard work for you. 

Here, they've collected the cheapest new car PCP deals from as little as £97 per month. If you want to find out more about any of the car listed below, simply click the links through to our full reviews, or to our free New Car Buying service.