Costs & verdict
Everyday costs, plus how reliable and safe it is
Costs, insurance groups, MPG and CO2
When it comes to buying a BMW X3 with cash, there’s little to separate it on price from its main rivals. Generous discounts are available from dealers, as well as through our hassle-free New Car Deals pages. However, the X3 is predicted to depreciate quite a bit more after three years (as a percentage of its list price) than an Audi Q5, Land Rover Discovery Sport and Porsche Macan. PCP deals are relatively pricey as a result, at least among its premium peers, with higher like-for-like monthly payments than the equivalent Q5.
The xDrive30e plug-in hybrid (PHEV) is the obvious choice for company car buyers, with by far the lowest CO2 emissions in the line-up and a generous company car tax break. If you can keep its battery topped up and run on electric power alone most of the time, you won’t pay much in fuel costs (although there are better PHEVs out there).
M Sport trim, which is extremely popular, is the one we’d go for, though.
It offers a sportier appearance and a larger infotainment screen. If you choose M Sport, make sure you also tick the box for the optional M Sport Pro Pack. Among a plethora of other goodies, it introduces adaptive suspension and gives the X3 a plusher ride. Range-topping M40i and M40d feature even bigger 20in wheels and upgraded brakes among their upgrades.
BMW didn’t perform particularly well in the 2022 What Car? Reliability Survey, finishing in 16th place out the 32 manufacturers that appeared. The X3 itself fared much better, though, with the petrol version finishing in first place out of 18 large SUVs, and the diesel ranked third. That’s ahead of the Audi Q5, Volvo XC60 and Land Rover Discovery Sport.