Best cars for less than £400 per month

A new car doesn't have to break the bank; thanks to our Target Price discounts, we've got great PCP deals on SUVs, plush executive saloons and spacious estates...

BMW 3 Series 330e

These days, the majority of new car purchases are made on personal contract purchase (PCP) deals. This type of financing is great news for buyers, because it allows you to run a new car that you might otherwise have been unable to afford.

A monthly budget of £400 for a new car is achievable for many of us, and the good news is that you can end up driving some of the best new cars on the market for that sort of money.

Here, we've picked our top 10 new cars you can have for £400 per month or less. This list has been compiled using our Target Price research, which reveals the most you should pay for a new car. Each of these deals is based on 15% of the value of the car combined with the manufacturer's finance discount contribution (if there is one).

If you find one you like, simply click on the relevant link to find out more by reading our full reviews or seeing the latest deals available through What Car? New Car Buying.


10. Audi A5 40 TFSI S line S tronic

Target Price cost per month: £351 Target Price (on the road): £32,273 The deal: Four years PCP finance with 5.9% APR and a finance contribution of £2750, limit of 8000 miles per year

Save money on a new Audi A5 with What Car? >>

Audi A5 Sportback front

The A5 is essentially a sleeker version of Audi's A4 executive saloon, and that's a good thing, because the A4 is a former What Car? Car of the Year and still ranks among the best executive cars. True, the A5 is priced higher, but big discounts are available, and it's a comfortable, quiet and classy choice.

Read our full Audi A5 review >>


9. Honda CR-V 2.0 i-MMD Hybrid SE 2WD eCVT

Target Price cost per month: £379 Target Price (on the road): £30,316 The deal: Three years PCP finance with 5.9% APR and a finance contribution of £750, limit of 10,000 miles per year

Save money on a new Honda CR-V with What Car? >>

Honda CR-V Hybrid front three quarters

This version of Honda's large SUV has the potential to save you lots of money on fuel, because it's a hybrid, and that means it can cover short distances on electric power alone. Add in decent rear seat space and a vast boot and the CR-V also scores on the practicality front. SE versions are our recommended choice, coming with useful kit such as smartphone mirroring, dual-zone climate control and 18in alloy wheels.

Read our full Honda CR-V review >>


8. Ford Galaxy 2.0 Ecoblue 150 Zetec

Target Price cost per month: £380 Target Price (on the road): £29,023 The deal: Three years PCP finance with 0% APR, limit of 9000 miles per year

Save money on a new Ford Galaxy with What Car? >>

Ford Galaxy Titanium 2.0 EcoBlue 150PS

If you're in need of a big family MPV, few will suit you better than the Ford Galaxy. It has plenty of space inside for both people and luggage, and, unlike many other cars in this market, is good to drive. The 2.0-litre diesel engine you get here is our pick of the range, while Zetec trim comes well equipped with dual-zone climate control and automatic wipers.

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