Best cars for less than £400 per month

A new car doesn't have to break the bank – our Target Price discounts help you find some of the best PCP deals on SUVs, plush executive saloons and spacious estates...

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These days, most new cars are bought using personal contract purchase (PCP) deals. This type of financing is attractive to buyers because it lets them run a new car that they might not otherwise be able to afford.

A monthly budget of £400 for a new car is achievable for many of us, and the good news is that you can end up driving some of the best new cars on the market for that sort of money. Here, we've picked our top 10 new cars you can have for £400 per month or less.

The list has been compiled using our Target Price research, which reveals the most you should pay for a new car. Each of these deals is based on 15% of the value of the car combined with the manufacturer's finance discount contribution (if there is one).

If you find one you like, simply click on the relevant link to find out more by reading our full reviews, or seeing the latest deals available through our free What Car? New Car Buying pages.