Best cars for less than Β£500 per month

From sports cars to luxurious saloons and family-friendly SUVs, we've got a great mix of PCP car deals for less than Β£500 per month

Words By Steve Huntingford

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Best cars for less than Β£500 per month

Personal Contract Purchase (PCP) deals are hugely popular, letting you drive something that you would otherwise struggle to afford. However, even if you're not short of money, they still make a lot of sense, because they mean you don't have to tie up a large amount of cash in your car.

Here we've picked our top 10 cars that are available for Β£500 per month according to our latest Target Price research, which reveals the most you should pay for a new car. Each deal is based on 15% of the value of the car, combined with the manufacturer's finance discount allowance. All are for three years, with a 30,000-mileage limit.

If you find one you like, simply click on the relevant link to find out more. Or alternatively, call us on 03302 216207 and we will be happy to help.

10. Volkswagen Passat Estate GTE 1.4 TSI DSG

Target price cost per month: Β£407 Target Price (on the road): Β£29,957 The deal: Three years on a PCP finance deal, with 6% APR

If you're looking for a practical family estate but do lots of short journeys, it’s well worth considering this plug-in hybrid (PHEV) version of the Passat. It will travel for up to 31 miles on electric power only, making for tiny running costs. And because it also has a 1.4-litre petrol engine, there are no range anxiety issues.

Read our full Volkswagen Passat GTE review

Find a great Volkswagen Passat GTE deal

9. Mercedes-Benz GLC 250 d AMG Line

Target price cost per month: Β£479 Target Price (on the road): Β£38,412 The deal: 3 years on a PCP finance deal with 5.8% APR

Plenty of modern Mercedes-Benz models are expensive next to their rivals, but that’s not an accusation you can level at the GLC. It’s also good to drive, smart inside and, in 250 d AMG Line spec, both fast and lavishly equipped.

Read our full Mercedes-Benz GLC review

Find a great Mercedes-Benz GLC deal

8. BMW X3 xDrive20d SE

Target price cost per month: Β£449 Target Price (on the road): Β£32,112 The deal: Three years on a PCP finance deal with 4.9% APR

Like the smaller X1, the X3 is a great choice for those looking for a premium SUV. Drivers will like its strong engines and composed handling, while passengers can enjoy the luxurious and spacious interior. You also get BMW's iDrive infotainment and sat-nav system as standard, which is a real bonus, because it's the best such system around.

Read our full BMW X3 review

Find a great BMW X3 deal

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